It’s more than the 2% we’re led to believe — Understanding inflation is crucial to bettering your finances. It impacts your earnings, spending, and investment returns, which all result in a change to your purchasing power. It’s worth looking into true inflation and its impact, and not just the CPI number. …

How to make money as a recession approaches — We are at an interesting point in the business cycle. Due to the actions of the Federal Reserve over the last few years, we face a relatively unprecedented situation. Looking at certain industries, there are bull and bear cases for all of them. Anticipating what the Fed might do is…

Forget next month or next year, the far-off future should have your attention — Every two months, as a result of my Bloomberg account via work, I receive a physical copy of “Bloomberg Markets.” Their recent June/July issue is their 30th anniversary, as the first issue was July 1992. That’s a long time; before smartphones, cryptocurrency, the Euro, and the internet blew up, among…

From better than a bank to needing a banks help — These past few years have been a rollercoaster for the cryptocurrency industry as loose monetary and fiscal policy in 2020served as a springboard for growth. Many projects doubled, tripled, or grew even more in 20 months. Below are the gains of several cryptocurrencies from March 15, 2020 (the day the…

What to watch this week — The stock market is a great way to grow wealth over the long term. It can also be a hassle keeping up with in the short term. …

What to expect based on bank’s quarterly earnings — No one understands the economy better than the big banks. Unless we’re talking about a housing crisis in 2007… All jokes aside, banks play a vital role in the United States’ economy. Money moves in between them, the Federal Reserve, communities, and investments. The flow of money is crucial to…

Implications for the energy industry and other government organizations — The Supreme Court was busy last week before breaking for its summer recess. One of the last cases they ruled on was West Virginia vs. Environmental Protection Agency (EPA). Background West Virginia brought the case, arguing that the EPA does not have the power to regulate power plant emissions and that…

The market is humbling us — This weekend I looked at my portfolio — and it did not look good. Almost all my gains since the beginning of the pandemic are gone. While the S&P is still above pre-pandemic levels, many individual stocks are now below their February 2020 prices. Some notable names include Netflix, Amazon…

Hindsight is 20/20 — Everyone is concerned about the impending recession. At this point, it’s more a question of “when” and not “if.” More than 60 percent of CEOs globally expect a recession in the next 12 to 18 months. In hindsight, it doesn’t take an economics degree to recognize that the Federal Reserve…