Thanks Jamie. I agree with you - I personally don't think we will see a huge crash. I expect the market to be more volatile. And investors will have to pick and choose which industries will go, compared to every industry going up the past two years (besides energy). I hope there will be some nice 5-10% pullbacks to buy into. And I do agree with you that small rate hikes should be healthy for the economy. But we'll have to see how it plays out - I've definitely been wrong before lol