It’s more than the 2% we’re led to believe — Understanding inflation is crucial to bettering your finances. It impacts your earnings, spending, and investment returns, which all result in a change to your purchasing power. It’s worth looking into true inflation and its impact, and not just the CPI number. …

An unsexy but viable option — For many years, the stock market was the only realistic location to invest your money for a decent return. With the Federal Reserve raising interest rates, now there are other options. Throw in the debt ceiling crisis, and even treasuries are looking attractive. A short-term, risk-free return above 5%, what’s…

Timing a downturn is harder than timing the market — In 2022, almost every economist predicted a recession would occur by early 2023 (myself included.) Well, Q1 2023 just wrapped up, and the economy is still humming along. It’s tough to make predictions, especially about the future. So why have we yet to have a recession, and should we still…

How the book offers insight into more aspects of our lives than we realize — Barry Schwartz's bestselling book "The Paradox of Choice" was a great read. It was very informational and slightly entertaining. I recently looked back in my notes and realized it was two years ago that I read "The Paradox of Choice." …

A simple overview of the current financial sector and SVB — This past week has been filled with news on the collapse of Silicon Valley Bank ("SVB"). For three days straight, my LinkedIn feed was filled with people’s take on what happened. The way some analyzed it, you would've thought they saw this coming for months. In the end, SVB is…

5% risk-free yields from the Treasury are calling our names — The only sensible investment for years was in the stock market, as stocks have provided a tremendous annual return since the financial crisis. It became such an accepted thought that the phrase "There Is No Alternative (TINA)" was coined. The other historically popular investment option, bonds, offered terrible returns. Yields…

From someone who did them every day for an entire year — I did 40 pull-ups every single day in 2022. I already wrote about that experience and what it taught me. But it wasn’t until I stopped doing them for a few months did I truly understand their benefits. Pull-ups are a challenging and rewarding exercise that offer a plethora of…

What I Learned About Myself — I was never a big believer in New Year's resolutions. But in 2022, I changed my mind and committed to a few. One of which was to do 40 pull-ups every single day. 365 days of pull-ups. On January 1, 2022, I started an incredible journey. On December 31, I…

Keep it simple — Investing favors those that are in it for the long run. But that doesn't mean you can't gain an edge by watching charts. I use charts to help my investing decisions, even though I invest for the long term and don't short-term trade. Unfortunately, looking at charts can get overly…