It’s more than the 2% we’re led to believe — Understanding inflation is crucial to bettering your finances. It impacts your earnings, spending, and investment returns, which all result in a change to your purchasing power. It’s worth looking into true inflation and its impact, and not just the CPI number. …

Can there be more than one winner between these chip giants — Unless you've been living under a rock, not using the internet, or haven't checked your portfolio in a while, the stock market is doing extraordinarily well, especially since we all expected to be in a recession by now. And Big Tech (yes, tech!) has been the driver of this success…

How will it impact the economy — I didn't like the intro I had for this article, so I asked ChatGPT to make it more exciting. The output has nothing to do with what I discuss, but I was entertained enough to include it below. So enjoy. Within the sacred chambers of the Federal Reserve, a pivotal…

And gave hundreds of millions to charity — Saying Bill Benter lived a unique life is an understatement; He lived the type of life movies are based upon. Using statistics and regressions, he made millions betting on Hong Kong horse racing. And the best part is, he got into it because he knew it would be challenging. I…

I fear for the average consumer — This economy is frustrating. A year ago, I spoke of several economic indicators at levels that historically precede recessions. A year later, we still aren't in a recession. Maybe I’m just impatient or too young to look at the longer-term picture. In 2022, most economists were predicting a recession by…

A pull-back is fast approaching — After a dismal 2022, the stock market has had a good 2023. The S&P is up 12% for the year and 20% since the market bottomed in October. Several factors have led to a great start in 2023, but trouble is on the horizon. …

You’ll never find one that meets all your expectations — After some big changes in my life, I recently moved into a new apartment. The place is extraordinary, right in the heart of downtown, and can’t have any downside, right? If something sounds too good to be true, it usually is. Everything is great, except the price. As I sit…

We see a stark contrast from 2022. But for how long? — In 2022, technology stocks got creamed. So far in 2023, they are leading the rebound and taking the market up with them. Various factors contributed to tech stocks doing poorly last year and outstanding this year, most of which are related. Now that tech is up so much for 2023…

An unsexy but viable option — For many years, the stock market was the only realistic location to invest your money for a decent return. With the Federal Reserve raising interest rates, now there are other options. Throw in the debt ceiling crisis, and even treasuries are looking attractive. A short-term, risk-free return above 5%, what’s…