It’s more than the 2% we’re led to believe — Understanding inflation is crucial to bettering your finances. It impacts your earnings, spending, and investment returns, which all result in a change to your purchasing power. It’s worth looking into true inflation and its impact, and not just the CPI number. Investigating the effects of true inflation can change the…

What I Learned About Myself — I was never a big believer in New Year's resolutions. But in 2022, I changed my mind and committed to a few. One of which was to do 40 pull-ups every single day. 365 days of pull-ups. On January 1, 2022, I started an incredible journey. On December 31, I…

Keep it simple — Investing favors those that are in it for the long run. But that doesn't mean you can't gain an edge by watching charts. I use charts to help my investing decisions, even though I invest for the long term and don't short-term trade. Unfortunately, looking at charts can get overly…

What JPMorgan and Bank of America are forecasting for 2023 — Back in October, when the big banks released their quarterly earnings, there was a notable disagreement in their forecasts. Jamie Dimon, CEO of JPMorgan Chase (the largest US bank), and Brian Moynihan, CEO of Bank of America (the second largest US bank), had opposite views of the economy. At the…

Oil is still liquid gold 150 years later — Stocks in 2022 performed the opposite of how they had in 2020 and 2021. After two years of solid performance, the technology sector got hit hard in 2022. On the other hand, energy stocks that suffered in 2020 due to the decreased demands from lockdowns excelled in 2022 as a…

From timeless classics to significant biographies — Over the past few years, I've made an effort to read more each new year than the previous year. While 2022 was a long and busy year, I was still able to read more than I had in 2021. Hopefully, the trend can continue in 2023. Until then, here are…

A country with abundant potential — In the past three decades, China's economy has grown tremendously. Along with the US, the two countries are considered the world's economic superpowers. But another country has also grown its economy exponentially over this time — India. And with a plan in mind to have an annual GDP of $5…

Trying to predict the unpredictable — Prediction is very difficult, especially if it’s about the future - Niels Bohr Attempting to forecast what will happen in the market in 2023 or where the market will be at the end of 2023 is an impossible venture. But a fun and helpful one to undertake. Instead of only…

A year dictated by the Federal Reserve — It's that time of year again; time to look back on 2022 and reflect, to help us be better prepared for the future. 2022 was a terrible year for the market. It wasn't as up and down as 2020, and not at all positive like 2021. Unfortunately, 2022 can be…